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Old July 8, 2020, 05:50   #23
Sideways
Knight
 
Join Date: Nov 2008
Posts: 842
Sideways is on a distinguished road
There is no penalty! You get bonuses for empty slots, not penalties for filled slots.

The size of the bonus is different for each slot and also depends on your "monk level", which for monks and mystics is simply your CL. (It's slightly lower than your CL for Force-Trainers, and depends on your martial arts investment on Skillmasters.)

Bonus calculations for empty slots:
- body armour: [monk level]*3/2
- cloak: [monk level - 13]/3, or 0 at low levels
- shield: [monk level - 8]/6, or 0 at low levels
- helmet: [monk level - 2]/3, or 0 at low levels
- gloves: [monk level]/2
- boots: [monk level]/3
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